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Prayer for Judgment Continued (PJC) : What is it and when do I need to use one?

This is probably the #1 question we get when it comes to traffic tickets!  Prayer for Judgment Continued (PJC), is something that everyone in North Carolina has heard about, but doesn’t understand exactly what it is.

 

So, what does a PJC do? Simply put it does 3 things:

  1. Stops any license points from being assessed.
  2. Stops any insurance points from being assessed (meaning no insurance premium increases!)
  3. Stops fines from being assessed such as school zone fines, work zone fines, etc. (You are still required to pay court costs!)

 

Seems easy, right? Well there are some stipulations to this. The big one is how many times you can use your PJC. In North Carolina, you are only allowed 1 PJC every 3 years per insurance policy. Meaning that if someone else that is on the same auto insurance policy as you has used a PJC in the last 3 years, then you are not eligible for a PJC.

 

When would you need to use a PJC?

We recommend not using your PJC until it is absolutely necessary. Here are some the times it is necessary:

 

  • Failure to Stop at a Red Light or Stop Sign
  • Speeding at high rates of speed
  • Having at least 1 other moving violation in the last 3 years in unable to have speeding charged reduced to a non-moving violation
  • Having a reduction to a 9 over and having a claim on your insurance or at least 1 moving violation in the last 3 years
  • Having a reduction to a 14 over
  • Unlawfully passing an emergency vehicle
  • Reckless driving
  • Illegal passing

 

What if I get charged again after I use my PJC? Doesn’t that mean the PJC goes away and I’ll be found guilty of both of the charges?

NO! This is probably the biggest misconception about a Prayer for Judgment Continued. If you receive a PJC on a traffic citation and a few weeks or months later you receive another ticket, your PJC does NOT go away. Basically it just means that you just do not have a PJC available for this ticket, so your options for a reduction are a little more limited.

 

Any other questions about PJCs, call Matheson Law Office, 919-335-5291

 

 

 

 

 

 

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